the Aretha Franklin song RESPECT.
What we are talking about across the
nation is The Real Estate Settlement
and Procedures Act best known as
RESPA. This act is actually a con-
sumer protection statute; it was first
passed in 1974 so it is nothing new to
real estate transactions. There are two
main purposes of RESPA
ers who searched for a home on the
internet found photos to be among
the most useful features of Realtors
NAR Profile of Homebuyers and
Sellers. Learn from a local profes-
sional photographer how to tell a
story with your listings for home-
buyers through pictures! This course
will teach you the basic skills needed
to take your own effective digital
listing pictures- get professional
David, as he navigates you through
the contract process. Cover com-
mon pitfalls using actual contract
examples. Learn to use the contract
as a closing tool, and the methods
of making the contract accept-
able to all parties. You will leave the
program able to define the reasons
consumers back out of contracts,
and the methods of bringing them
back to the table. Working in study
groups each participant will as-
Friday, Feb. 19th
Monday, Feb. 22nd
Wednesday, Feb.
24th
nity to build on the principles and
practices learned in the pre-licens-
ing course while receiving new,
practical sales training material in
key subject areas such as Agency
Brokerage, Property Management,
Finance, Economics and Appraisals.
Key concepts include:
license period, don't put your
license in jeopardy. This is the last
opportunity to complete the course
before the March 31st deadline.
Feb 19th and Monday, Feb 22nd
Wednesday, Feb 24th at RAGFL
West Auditorium, 5850 Hiatus Road
in Tamarac. Members $150.00; Non-
members $225.00. Register at
954-563-7261. Cancellation and
Walk-in fees apply.
cost of certain settlement services
family residential property. These in-
clude most purchase loans, refinances,
property improvement loans and
equity lines of credit. Let's talk about
the sweeping changes to RESPA that
have become effective January 1st
2010. It impacts you!
require that lenders and mortgage
brokers provide consumers with a
standard Good Faith Estimate (GFE)
that clearly discloses key loan terms
and closing costs. It is nothing like
the GFE's you have seen in the past. It
does not disclose monthly payments
and cash to close like you were used
to, and it does not break down item-
ized lender transaction costs.
Statement that clearly compares con-
sumer's final and estimated costs. This
new HUD information has guidelines
and tolerances that must be adhered to
with out exception. Please visit
be your survival handbook for the
coming year.
will know first hand the
feelings, doubts, swing in
attitudes and motivations
involved with the parties
to a contract. The RAGFL
& FAR contracts will be
discussed.
p.m. at RAGFL West Auditorium,
5850 Hiatus Road in Tamarac.
Member free; Non-member $50.00.
Counselor at 954-563-7261. Can-
cellation and Walk-in fees apply.
Sales Contract 4 CE
fessional prices! Bring your camera
and your questions! You will learn:
Professional Looking Pictures
net Display
Camera
SIM Cards
East Auditorium and Friday, Febru-
ary 12th, 9:00 a.m.-10:30 a.m. at
RAGFL West Auditorium. RAGFL
members $15; Non-members $50.
Register at
Counselor at 954-563-7261. Can-
cellation and Walk-in fees apply.